html{scroll-behavior:smooth}section[id]{scroll-margin-top:70px}
:root{--blue:#0b3d91;--blue2:#1e63d6;--light:#eaf2ff;--white:#fff;--text:#1d2a44;--gold:#f2b705}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Segoe UI,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.7}
a{color:var(--blue2)}
.wrap{max-width:1100px;margin:auto;padding:0 20px}
header{background:var(--white);border-bottom:3px solid var(--blue);position:sticky;top:0;z-index:10}
.nav{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;padding:12px 0}
.logo{font-size:1.6rem;font-weight:800;color:var(--blue);text-decoration:none}
nav a{margin-left:18px;text-decoration:none;color:var(--blue);font-weight:600}
nav a:hover,nav a.active{color:var(--blue2);border-bottom:2px solid var(--blue2)}
.hero{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;padding:60px 0}
.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center}
.hero h1{font-size:2.2rem;line-height:1.25;margin-bottom:14px}
.hero p{margin-bottom:20px;opacity:.95}
.hero img{width:100%;background:#fff;border-radius:16px;padding:10px}
.btn{display:inline-block;background:var(--gold);color:#102a5c;font-weight:800;padding:14px 28px;border-radius:40px;text-decoration:none;box-shadow:0 4px 12px rgba(0,0,0,.2);transition:.2s}
.btn:hover{transform:translateY(-2px);background:#ffc928}
.btn.blue{background:var(--blue);color:#fff}
section{padding:50px 0}
section.alt{background:var(--light)}
h2{color:var(--blue);font-size:1.8rem;margin-bottom:14px}
h3{color:var(--blue2);margin:10px 0 6px}
p{margin-bottom:14px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-top:20px}
.card{background:#fff;border:1px solid #d3e2fb;border-radius:14px;padding:22px;box-shadow:0 3px 10px rgba(11,61,145,.08)}
.card img{width:100%;border-radius:10px;margin-bottom:10px}
.center{text-align:center}
.notice{background:#fff8e1;border-left:5px solid var(--gold);padding:16px;border-radius:8px;margin:20px 0;font-size:.95rem}
ul.check{list-style:none}
ul.check li:before{content:"✔ ";color:var(--blue2);font-weight:700}
.price{font-size:2rem;color:var(--blue);font-weight:800}
.cta{background:var(--blue);color:#fff;text-align:center;padding:50px 20px}
.cta h2{color:#fff}
table{width:100%;border-collapse:collapse;margin:16px 0}
th,td{padding:12px;border:1px solid #cfe0fb;text-align:left}
th{background:var(--blue);color:#fff}
footer{background:#071f4d;color:#cfdcf5;padding:30px 0;font-size:.85rem}
footer a{color:#fff}
@media(max-width:800px){.hero .wrap{grid-template-columns:1fr}.hero h1{font-size:1.7rem}nav a{margin:0 10px 0 0}}

.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;margin-bottom:20px}
.split img,.gallery img{width:100%;border-radius:16px;border:3px solid var(--light);background:#fff;box-shadow:0 6px 18px rgba(11,61,145,.15)}
.split.rev>:first-child{order:2}
.gallery{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:20px}
.gallery img{padding:8px;transition:.2s}.gallery img:hover{transform:scale(1.03)}
@media(max-width:800px){.split{grid-template-columns:1fr}.split.rev>:first-child{order:0}}
details{background:#fff;border:1px solid #d3e2fb;border-radius:10px;padding:14px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;color:var(--blue)}
details p{margin:10px 0 0}
section ul.check{margin-bottom:16px}